Privacy Statement

This web site http://www.umu.net (the "Site") is owned and maintained by Unity Managing Underwriters Limited (the "we", "us" or "our"). This page informs you of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site.

By using this Site, you are agreeing to be bound by the terms of this Site Privacy Statement and our Terms of Use. Please review the terms of this Site Privacy Statement from time to time, as we reserve the right to modify or amend this Site Privacy Statement or our Terms of Use at any time.


Personal Information We Collect and Use At This Site

We do not collect any personal information about you at our Site unless you choose to provide it to us voluntarily. We define "personal information" as information that is unique to you and might include, but is not limited to your name. If you encounter a screen or page that requests information you do not want to share with us, do not continue with that screen or page.

If you do provide us with personal information, we will use it only for the purposes described where it is collected, and we will not sell, license, transmit or disclose this information unless you expressly authorize us to do so.


Privacy Principles

We comply with the Ten Privacy Principles based on the federal government's privacy legislation, the Personal Information Protection and Electronic Documents Act, which are intended to:

  • Minimize intrusiveness;
  • Maximize fairness in our use of personal information; and
  • Protect the privacy and confidentiality of personal information in our care.

The Ten Privacy Principles

  • Accountability: We have designated individuals who are responsible for monitoring our on-going compliance with the privacy principles.
  • Identifying purposes: We will identify the purpose for which the information collected.
  • Consent: Before or when collecting personal information or when a new use is identified, we must obtain the individual's consent. Consent may be expressed in writing, it may also be given verbally, electronically, or through an authorized representatives.
  • Limiting collection: The collection of your personal information must be by fair and lawful means, and be limited to that which is necessary for the purposes identified.
  • Limiting use, disclosure, and retention: Your personal information may only be used or disclosed for the purposes for which it was collected, other purposes you consent to, or as required or permitted by law. It may only be kept for as long as is necessary to satisfy the purposes for which it was collected, or as required or permitted by law.
  • Accuracy: Any personal information that is collected, used or disclosed should be as accurate, complete and as up-to-date as is necessary for the purpose for which it is to be used.
  • Safeguards: Personal information shall be protected by security safeguards that are appropriate to the sensitivity of the information, in order to protect your personal information from unwarranted intrusion, release or misuse.
  • Openness: Information about our privacy policies and practices for managing your personal information shall be made available to you.
  • Individual access: Upon written request, you will be informed of the existence, use and disclosure of your personal information and you will be given access to it, subject to certain exceptions, as permitted by law. You may also verify the accuracy and completeness of your information, and request that it be amended, if appropriate. Should there be any fees involved in copying and sending the information you have requested to which you have a right of access, you will be advised in advance.
  • Handling of questions: You may contact us if you have any inquiries or concerns about our privacy policies and practices.

Contact Us By Mail

The Privacy Officer
Unity Managing Underwriters Limited
P O Box 1097, Station B
Willowdale, Ontario M2K 3A2

© Copyright Unity Managing Underwriters Limited 2015.